2514 Galleon Pl #120
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $34,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,400.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($33,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($579 in 2026), not enough for a trend yet. The listing shows $579/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- HOA $579/mo
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Jun 29, 2017 — Sold (Public Records) $546,000
- Jun 5, 2001 — Sold (Public Records) $337,000
- Dec 27, 1995 — Sold (Public Records) $165,000
- Aug 30, 1988 — Sold (Public Records) $190,000
- Jul 5, 1985 — Sold (Public Records) $162,000
Description
Live Big by the Bay! Welcome to Marina Seagate, a highly desirable gated community where resort-style living meets the beauty of the San Leandro Marina! This spacious 3-bedroom, 2.5-bath townhouse-style condo offers an impressive 1,660 square feet of living space, featuring the community's largest floor plan, one of only 30 residences offering this coveted layout, along with the rare convenience of an attached side-by-side 2-car garage! Step inside to discover soaring vaulted ceilings, beautiful authentic bamboo flooring, brand-new carpeting, and fresh interior paint, creating a bright, inviting atmosphere that feels like home. The generous living room features a cozy fireplace and dramatic…