14407 Seagate Dr
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $29,640 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,143.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($30,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($494 in 2026), not enough for a trend yet. The listing shows $494/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- 21% above model fair value
🚩 Red flags
Photos
Price history (this unit)
- Jul 16, 1999 — Sold (Public Records) $189,000
- Dec 22, 1997 — Sold (MLS) $164,000
- Dec 22, 1997 — Sold (MLS) $164,000
- Dec 22, 1997 — Sold (Public Records) $164,000
- Oct 1, 1997 — Listed $165,950
- Oct 1, 1997 — Listed $165,950
Description
Sunlight, space, and a setting that feels like a permanent vacation: 14407 Seagate Drive is the Marina Seagate home you’ve been waiting for. This beautifully presented 2 bedroom, 2.5 bath condominium offers approximately 1,346 square feet of inviting living space, two private outdoor areas, a fireplace and an impressive primary retreat - all within one of San Leandro’s most distinctive communities. Step inside and the sense of space immediately stands out. The open living and dining areas are enhanced by warm wood flooring, fresh neutral tones and expansive glass doors that bring in abundant natural light. A fireplace anchors the living room, while the adjoining private patio creates a…