2510 Galleon Pl
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $27,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,355.
FHA-approved project. A 3.5%-down FHA loan is available here — about $17,465 down instead of $99,800. That also keeps low-down-payment buyers in the pool when you come to sell.
Minimum realistic down payment here: 3.5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($450 in 2026), not enough for a trend yet. The listing shows $450/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.1%/yr)
⚠️ Cons
- Only 1 bath
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 7, 2026 — Listed $499,000
Description
Great Opportunity to live in this Beautiful Gated Community of Marina Seagate Two bedrooms, 1 bath with Living room, Dining room, Kitchen with breakfast nook, laundry in unit. Walk-in Shower, Vaulted ceilings, great natural light and a built-in bookcase - this home has great potential! - One Single Car Garage Space below condo & One Carport Space - Near the Monarch Bay Golf Club and the San Leandro Marina - Close to Restaurants, Shops, Transportation & the Kaiser Facility