2506 Galleon Pl #116
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $31,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,189.
FHA-approved project. A 3.5%-down FHA loan is available here — about $21,875 down instead of $125,000. That also keeps low-down-payment buyers in the pool when you come to sell.
Minimum realistic down payment here: 3.5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($529 in 2026), not enough for a trend yet. The listing shows $529/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 3, 2026 — Listed $625,000
- Apr 29, 2015 — Sold (Public Records) $475,000
- Feb 28, 2007 — Sold (Public Records) $489,000
- Nov 5, 1993 — Sold (Public Records) $177,500
- Feb 23, 1988 — Sold (Public Records) $160,000
- Oct 17, 1985 — Sold (Public Records) $150,000
Description
This gorgeous, 3 bedroom, 2.5 bathroom Condo in the Marina Seagate development in San Leandro features many upgrades, including a remodeled kitchen with brand new quartz counter-tops, new flooring downstairs, recessed lighting in the kitchen and dining room, fully remodeled bathrooms upstairs and is freshly painted throughout! The master suite features laminate floors, a fabulous en-suite bathroom, vaulted ceilings and it's own deck overlooking the greenbelt. Downstairs, the living room has a gas burning fireplace, perfect for use during those cool fall evenings, as well as an expansive patio with storage. There is a formal dining room, and the wall separating it from the kitchen has been…