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Stealpad › San Francisco, CA › Nob Hill › 955 Green St #2
955 Green St #2 — 2 bd condo for sale in Nob Hill, San Francisco
15Overpriced

955 Green St #2

Nob Hill, San Francisco, CA · 94133
$4,500,000 119% above mkt
2 bd · 2.5 ba · 2,310 sqft · $1,948/sf
No HOA listed · Floor 1 · 13 days on market · built 2002
⚖️ Adjusted valueOverpricedasking is +119% over fair value
Model fair value · 6 sold comps within ½ mi · ±14%$2,053,704
vs model fair value · size · beds/baths · age · HOA · location+119%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built15Overpriced
Value gap · 119% over fair value — charged up to 40%, past that it reads as a comp artifact−48
HOA burden · no HOA published — estimated at 0.18%/yr so missing data isn't a free pass0
Days on market · 13 days — not long enough to give you leverage0
Raw advantage · the three above, combined−48
Model confidence · moderate — ±14% typical model error, 6 sold comps within half a mile. The less certain the model, the harder the gap is pulled back toward neutral×0.8
Deal Score15/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$29,313/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$24,388
Property tax (1.30% effective)$4,875
Insurance (estimate)$50
Total monthly$29,313
Rough cash to close$1,012,500
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($225,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

2 recorded points

Reconstructed from 2 units of recorded sales at 955 Green St — every recorded sale carries its HOA fee and date. No listing site shows this.

$3,6132024$3,5512026
$3,551/mo · 2026
-2% since 2024

We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.

🏢 Get this building's full reserve & assessment report — free →
✅ Positives
  • Bigger than the Sf District 8 norm (2310 vs 1155 sf)
⚠️ Cons
  • 119% above model fair value
  • Ground floor
🚩 Red flags
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Photos

Price history (this unit)

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Description

At the crest of prestigious Russian Hill, this exquisite residence offers a rare convergence of scale, serenity, and sophisticated design. Spanning over 2,400 square feet, this light-filled home of 2 bedrooms, 2.5 baths deliver the essence of boutique luxury living within an exclusive, intimate six-unit building built in 2002. From the moment you step off the controlled access elevator, the home unfolds with dramatic volume, soaring ceilings, and a flood of natural light pouring through an overhead skylight. Newly refinished rich hardwood floors flow seamlessly into an expansive open concept living, dining, and kitchen area. A central gas fireplace anchors the space, while a wall of glass…

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