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Stealpad › San Francisco, CA › Nob Hill › 1433 Bush #405
1433 Bush #405 — 0 bd condo for sale in Nob Hill, San Francisco
32Priced high

1433 Bush #405

Nob Hill, San Francisco, CA · 94109
$498,800 28% above mkt
0 bd · 1 ba · 383 sqft · $1,302/sf
No HOA listed · Floor 4 · built 2019
⚖️ Adjusted valueOverpricedasking is +28% over fair value
Raw $/sf · vs recent sold comps+28%
Condition · Avg / verify in person0
HOA carry · none listed0
Price history · limited sale history0
📐 How this Deal Score was built32Priced high
Value gap · asking vs model fair value, after condition & price history−33.6
HOA burden · no HOA published — estimated at 1.65%/yr so missing data isn't a free pass−2.9
Days on market · unknown0
Raw advantage · the three above, combined−36.5
Model confidence · no model — no sold-comp model for this unit. The less certain the model, the harder the gap is pulled back toward neutral×0.45
Deal Score32/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$3,294/mo all-in
20% down at 7.18% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$2,703
Property tax (1.30% effective)$540
Insurance (estimate)$50
Total monthly$3,294
Rough cash to close$112,230
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($24,940). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • Upper floor (fl 4)
  • Newer build (2019)
⚠️ Cons
  • 28% above model fair value
  • Small (383 sf)
🚩 Red flags
  • Back on market — this unit was off the market and was relisted Oct 23

Photos

Price history (this unit)

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Description

A modern studio in the heart of Lower Nob Hill, one of San Francisco most vibrant and walkable neighborhoods. Built in 2019, this thoughtfully designed residence offers approximately 383 square feet of efficient living space with a bright, open layout ideal for contemporary city living. Floor-to-ceiling windows fill the home with abundant natural light, complemented by wide-plank wood flooring and a sleek European-style kitchen featuring quartz countertops and modern appliances. The well-appointed bathroom offers a clean, contemporary design with a glass-enclosed shower, while the in-unit washer and dryer provide added convenience. Residents of 1433 Bush Street enjoy access to a stunning…

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