81 Lansing St #407
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $69,300 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,335.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($47,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,155 in 2026), not enough for a trend yet. The listing shows $1,155/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 4)
⚠️ Cons
- HOA $1155/mo
- Photos look dim — verify light in person
🚩 Red flags
- Very high HOA $1155/mo (full-service high-rise)
- Listed BELOW its 2015 sale ($1140k) → value eroding
Photos
Price history (this unit)
- Sep 17, 2026 — Listed $949,000
- Oct 30, 2015 — Sold (MLS) $1,140,000
- Oct 30, 2015 — Sold (Public Records) $1,140,000
- Oct 9, 2015 — Listed $829,000
- Dec 20, 2012 — Sold (MLS) $670,000
- Dec 20, 2012 — Sold (Public Records) $670,000
Description
Welcome home to this light and airy top-floor condominium, where soaring ceilings, abundant natural light and expansive city views create an impressive sense of space. Set on a desirable southwest corner, this one-bedroom, one-bath home is framed by oversized windows and opens to a private outdoor terrace, the perfect extension for entertaining. Dramatic vaulted ceilings and beautiful floors enhance the open concept feel throughout. The spacious living area flows into a well-appointed kitchen featuring stainless steel appliances, quartz countertops and maple cabinetry. A custom loft-style office provides a dedicated workspace while taking advantage of the home's elevated outlook. Retreat to…