50 Lansing St #110
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $62,220 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,004.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 5 units of recorded sales at 50 Lansing St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (1.4%/yr)
- Newer build (2006)
⚠️ Cons
- HOA $1037/mo
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
- Very high HOA $1037/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 11, 2026 — Listed $899,000
Description
Rare 2-level townhome-style condo in San Francisco's South Beach/Rincon Hill neighborhood with a private street-level entrance, deeded garage parking, private storage and brand-new heating and A/C. 50 Lansing Street #110 is a corner residence and one of only two units in the building offering both a private entrance and secure lobby access. The home features high ceilings, limited shared walls, reverse floor plan, concrete construction between levels, new carpet, in-unit washer/dryer and an extra-large storage area beneath the staircase. The kitchen includes granite countertops, gas range, built-in microwave, dishwasher and ample cabinetry. Deeded parking space #67 and a large private…