701 Minna St #6
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
30% of that payment is not the mortgage. The HOA fee alone is $44,400 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,372.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($740 in 2026), not enough for a trend yet. The listing shows $740/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 32% below model fair value
- In-unit W/D
- Low HOA (1.3%/yr)
⚠️ Cons
- HOA $740/mo
- Ground floor
🚩 Red flags
- Listed BELOW its 2021 sale ($840k) → value eroding
Photos
Price history (this unit)
- Aug 13, 2026 — Listed $695,000
- Apr 2, 2021 — Sold (MLS) $840,000
- Apr 2, 2021 — Sold (Public Records) $840,000
- Jan 29, 2021 — Listed $875,000
- Dec 31, 2012 — Sold (MLS) $650,000
- Dec 31, 2012 — Sold (Public Records) $650,000
Description
Upon entering the home you are drawn to the dramatic floor-to-ceiling windows and double-height ceilings that bathe the open-concept floor plan in natural light. An updated kitchen with counter seating, large living room with gas fireplace and an expansive dining area provide the perfect setting for gatherings. Lofts just feel good. A private South facing patio provides a sanctuary from urban living. Completing the main floor is a powder room and in-unit laundry. Upstairs a large loft bedroom with generous closet space and a full bath provides a peaceful vantage point overlooking the expansiveness below. There is also a common roof deck to soak up the sun of SOMA, as well as 1-car deeded par