35 Rosemont Pl
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $24,420 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,860.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($54,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($407 in 2026), not enough for a trend yet. The listing shows $407/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 23% below model fair value
- Low HOA (0.4%/yr)
⚠️ Cons
- Older building (1906)
🚩 Red flags
Photos
Price history (this unit)
- Oct 20, 2015 — Sold (MLS) $1,075,000
- Oct 20, 2015 — Sold (Public Records) $1,075,000
- Apr 9, 2015 — Listed $929,000
Description
Bright, updated top-floor flat on a peaceful lane with no through traffic in the heart of Mission Dolores. This lovely home offers refined living close to dining, transit, and Whole Foods just two minutes away, with Dolores Park, Valencia Street and the Castro all nearby. Inside, the renovated kitchen features Caesarstone quartz countertops and stainless steel appliances, opening to the living room to create one connected space for cooking and gathering at the front of the home. Bay windows pour with light into both the living and dining rooms. A full laundry room with a side-by-side washer and dryer sits just off the kitchen, and a sunny den works well as a home office. Two bedrooms overloo