🏠 Stealpad
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StealpadSan Francisco, CAZIP 94103370 7th St #1
No photo yet
79Great deal

370 7th St #1

ZIP 94103, San Francisco, CA · 94103
$850,000 49% below mkt
2 bd · 3 ba · 1,621 sqft · $524/sf
No HOA listed · Floor 1 · 3 days on market · built 2000
💎 Hidden gem
⚖️ Adjusted valueUndervaluedasking is 40% under fair value
Model fair value · 1 sold comps · ±17%$1,420,808
vs model fair value · size · beds/baths · age · HOA · location−40%
Condition · Avg / verify in person0
Price history · limited sale history0
📐 How this Deal Score was built79Great deal
Value gap · asking vs model fair value, after condition & price history+48
HOA burden · no HOA published — estimated at 0.96%/yr so missing data isn't a free pass0
Days on market · 3 days — not long enough to give you leverage0
Raw advantage · the three above, combined+48
Model confidence · weak — ±17% typical model error across 1 sold comps. The less certain the model, the harder the gap is pulled back toward neutral×0.6
Deal Score79/100

Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.

💵What this unit actually costs per month

$5,336/mo all-in
20% down at 6.65% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$4,365
Property tax (1.30% effective)$921
Insurance (estimate)$50
Total monthly$5,336
Rough cash to close$191,250
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($42,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 40% below model fair value
⚠️ Cons
  • No photos / price history captured yet — click “Refresh photos & history”.
  • Ground floor
🚩 Red flags

Price history (this unit)

Description

No description captured.

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