50 Jerrold Ave #412
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $43,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,341.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($39,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 4 units of recorded sales at 50 Jerrold Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 52 days → some leverage
- Upper floor (fl 4)
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $729/mo
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2022 sale ($970k) → value eroding
Photos
Price history (this unit)
- Aug 20, 2026 — Listed $849,000
- Apr 29, 2022 — Sold (MLS) $969,888
- Apr 13, 2022 — Sold (Public Records) $970,000
- Jan 24, 2022 — Price Changed $969,888
- Jun 19, 2021 — Listed $979,900
Description
Property is transparently priced. Perched on the top floor of The Shipyard at Hunters Point, this bright two-bedroom, two-bath residence delivers something rare at this price point: unobstructed, panoramic views of downtown San Francisco and the Bay Bridge from your own private deck. The two-level layout places both bedrooms, both baths, and laundry on the entry level, while the upper level opens into a light-filled great room where the kitchen, dining, and living areas flow together around a cozy fireplace, built for entertaining or unwinding as the city lights come on at dusk. The kitchen features stone counters and an island anchoring the open floor plan, while the primary suite offers a…