NEW2937 Scott St #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $35,580 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,600.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($49,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. The listing shows $593/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Brand-new listing
- Low HOA (0.7%/yr)
⚠️ Cons
- 10% above model fair value
- HOA $593/mo
- Older building (1909)
🚩 Red flags
Photos
Price history (this unit)
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Description
Classic Edwardian character meets modern ease in the heart of Cow Hollow. This one bedroom, one bath condominium pairs soaring ceilings and preserved period detail with a remodeled kitchen and gracious, well scaled rooms. The generous living room centers on a decorative fireplace and flows into a formal dining room, ideal for intimate entertaining. The bedroom frames views of Alcatraz and Angel Island and opens to a large walk-in closet, with excellent storage throughout. A private storage area and shared laundry are in the basement. Union and Chestnut Streets' boutiques, cafs, and dining are moments away, with quick access to the Golden Gate Bridge.