1921 Jefferson St #203
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $58,680 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $8,179.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($62,500). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 2 units of recorded sales at 1921 Jefferson St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Garage parking
- Low HOA (0.9%/yr)
⚠️ Cons
- 13% above model fair value
- HOA $978/mo
🚩 Red flags
Photos
Price history (this unit)
- Nov 1, 2026 — Listed $1,250,000
- Apr 28, 1999 — Sold (Public Records) $425,000
Description
Tired of renting or even trying to find a rental? Look no further! Welcome to your dream home in the Marina at 1921 Jefferson Street, #203. Nestled in one of San Francisco's most coveted and vibrant neighborhoods, this refined 2-bedroom, 2-bathroom condominium offers the perfect blend of classic coastal charm and modern urban convenience. Just one block off Marina Boulevard, steps away from the iconic Marina Green, Crissy Field, and the bustling shops and restaurants of Chestnut Street, this property defines quintessential SF living. Thoughtfully designed layout maximizing natural light and functional space. Bedrooms/Bathrooms: 2 generous bedrooms and 2 bathrooms, ensuring comfort and…