188 Minna St Unit 22A
💵What this unit actually costs per month
35% of that payment is not the mortgage. The HOA fee alone is $215,340 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $12,798.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($96,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 15 units of recorded sales at 188 Minna St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Newer build (2005)
⚠️ Cons
- HOA $3589/mo
🚩 Red flags
- Very high HOA $3589/mo (full-service high-rise)
- Listed BELOW its 2009 sale ($1975k) → value eroding
Photos
Price history (this unit)
- Sep 30, 2026 — Listed $1,925,000
- Dec 11, 2009 — Sold (MLS) $1,975,000
- Dec 11, 2009 — Sold (Public Records) $1,705,000
- Sep 8, 2009 — Listed $1,975,000
Description
Exceptional Northeast-Corner Residence at 188 Minna Rarely does a residence combine scale, design, and views quite this well. This exceptional two-bedroom, two-bathroom A Plan occupies a coveted northeast corner, with sweeping city views framed by floor-to-ceiling windows. Thoughtfully designed, the home features Crestron audio-visual system, electronic window coverings, and custom built-in cabinetry throughout the bedrooms. The kitchen is finished with Poggenpohl cabinetry, granite countertops, a Sub-Zero refrigerator, and Miele range and dishwasher. Both bathrooms are appointed with Calacatta Bella marble. Additional features include an in-unit washer and dryer and one-car parking. A…