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Stealpad › San Francisco, CA › ZIP 94103 › 1532 Howard St
1532 Howard St — 0 bd condo for sale in ZIP 94103, San Francisco
— Not comparable

1532 Howard St

ZIP 94103, San Francisco, CA · 94103
$4,795,000
0 bd · 15 ba · 5,334 sqft · $899/sf
No HOA listed · 25 days on market · built 2019
⚖️ Adjusted valueUndervaluedasking is 21% under fair value
Raw $/sf · vs recent sold comps−21%
Condition · Avg / verify in person0
HOA carry · none listed0
Price history · at/near its all-time high0
— No Deal Score

This unit is far outside the size range we have sold comps for, so the valuation model would be extrapolating rather than comparing. We would rather show nothing than a confident-looking number built on a guess.

💵What this unit actually costs per month

$31,804/mo all-in
20% down at 7.4% (this week's 30-year average) · mortgage + tax + insurance
Mortgage principal & interest$26,560
Property tax (1.30% effective)$5,195
Insurance (estimate)$50
Total monthly$31,804
Rough cash to close$1,078,875
Financing type

Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($239,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.

Minimum realistic down payment here: 5% · verify on HUD's lookup

Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.

This building's HOA fees

We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.

🏢 Get this building's free HOA report →
✅ Positives
  • 21% below model fair value
  • Newer build (2019)
⚠️ Cons
  • Photos look dim — verify light in person
🚩 Red flags
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Photos

Price history (this unit)

Only one sale-price event on record ($4,795,000 on Sep 16, 2026).
  • Sep 16, 2026 — Listed $4,795,000
  • Jun 24, 2026 — Rental Removed $2,495
  • Jun 22, 2026 — Listed for Rent $2,495
  • Jun 21, 2026 — Rental Removed $2,495
  • Jun 18, 2026 — Listed for Rent $2,495
  • Jun 17, 2026 — Rental Removed $2,495

Description

Rare opportunity to acquire a 15-unit, newly constructed multifamily property in San Francisco. Built in 2020, the six-story, 8,225 SF building features 15 studio condominiums, each with separate APNs, allowing flexibility to operate as apartments or sell units individually now or in the future. Each modern studio includes a full kitchen with dishwasher and microwave, in-unit washer/dryer, full bath, and walk-in closet. The contemporary design and abundant natural light appeal to today's renters, with strong upside potential as San Francisco rents continue to rise

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