1410 Lakeshore Ave #6
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $54,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,176.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($46,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 3 units of recorded sales at 1410 Lakeshore Ave — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- On market 82 days → some leverage
- In-unit W/D
- Garage parking
- Low HOA (1.2%/yr)
⚠️ Cons
- HOA $900/mo
- Older building (1959)
- Ground floor
🚩 Red flags
- Listed BELOW its 2018 sale ($1050k) → value eroding
Photos
Price history (this unit)
- Jul 21, 2026 — Listed $1,098,000
- May 31, 2018 — Sold (MLS) $1,050,000
- May 31, 2018 — Sold (MLS) $1,050,000
- Mar 25, 2018 — Listed $975,000
- Mar 25, 2018 — Listed $975,000
Description
The view that won't quit! Wake up to panoramic views of Lake Merritt and the sparkling Oakland skyline from this top floor offering in an exceptional mid-century building. With a full 3 bedrooms & 2 baths this floor plan keeps going and going - the possibilities are endless. Bring Lake Merritt into your living room - and then add views of the Tribune Tower, Lake Chalet, and Boathouse. A shared roof deck, garage parking, EV charger and storage add rare convenience to this gated elevator building. Ideally situated across from Lake Merritt and just moments from vibrant shopping, dining, and transportation, this rare offering combines timeless style with an unbeatable location.