47112 Warm Springs Blvd #313
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $30,900 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,086.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($32,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Falling · -9.2%/yrReconstructed from 13 units of recorded sales at 47112 Warm Springs Blvd — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have actually fallen over 3 years across 13 units — unusual. Worth confirming the building isn't underfunding its reserves to keep the fee low.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- 13% above model fair value
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
- Jun 28, 2022 — Price Changed $2,300
- Aug 6, 2021 — Sold (MLS) $607,000
- Aug 6, 2021 — Sold (Public Records) $607,000
- Apr 23, 2021 — Listed $600,000
- Oct 5, 2012 — Sold (Public Records) $184,000
- Feb 26, 2002 — Sold (MLS) $246,000
Description
Fremont Warm Springs location! Spacious top-floor 2-bedroom end unit in a gated community with an updated kitchen featuring stainless steel appliances, new countertops, and a newer range/oven. Refrigerator is approximately 2 years old. The open and spacious living room offers plenty of natural light, complemented by double-pane windows throughout. The updated bathroom features a new mirror and a cabinet approximately 1 year old. The spacious primary bedroom includes an extra-large walk-in closet. Additional highlights include 1 detached garage and 1 covered carport. Enjoy community amenities including a pool, spa, and tennis court. HOA dues include water, trash, and insurance. Conveniently