47112 Warm Springs Blvd #137
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $29,160 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,951.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($21,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Falling · -9.2%/yrReconstructed from 13 units of recorded sales at 47112 Warm Springs Blvd — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have actually fallen over 3 years across 13 units — unusual. Worth confirming the building isn't underfunding its reserves to keep the fee low.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Best $/sf of 9 tracked in Warm Springs
- Undervalued once condition & history are priced in
- 40% below its 1989 peak
- In-unit W/D
⚠️ Cons
- Ground floor
🚩 Red flags
- Listed BELOW its 2021 sale ($473k) → value eroding
Photos
Price history (this unit)
- Aug 27, 2026 — Listed $448,000
- Nov 29, 2021 — Sold (MLS) $473,000
- Nov 29, 2021 — Sold (Public Records) $473,000
- Aug 31, 2021 — Price Changed $493,000
- Jul 24, 2021 — Price Changed $498,000
- Jun 14, 2021 — Listed $503,000
Description
Rarely Available 1St Floor, Extra-Large 760 Sq Ft 1-Bedroom Oasis! Ground Floor, No Stairs to the unit~ No Rental Restriction, One-level condo, Discover modern convenience in this beautifully upgraded home located in a secure, gated community in the heart of Fremont. This residence offers an ideal blend of comfort and lifestyle, featuring a spacious layout, an in-unit washer/dryer, and a private patio complete with an extra storage. Low Monthly HOA fee $486 covers water, trash, pool, tennis court, and common area maintenance. Elevator access and two assigned parking spaces (1 carport, 1 open space), Gated access to a sparkling pool, tennis, and basketball courts. Top-rated schools…