44868 Fremont Blvd #200
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $32,040 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $5,573.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,400). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($526 in 2026), not enough for a trend yet. The listing shows $534/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.7%/yr)
- Newer build (2021)
⚠️ Cons
- $/sf above the Fremont norm ($694 vs $670)
🚩 Red flags
Photos
Price history (this unit)
- Aug 13, 2026 — Listed $888,000
- Aug 13, 2026 — Listed $888,000
Description
Experience upscale living in this nearly new, single-story condo, built by Shea Homes in 2021, and ideally situated in the highly desirable Innovation Community! Filled with abundant natural light, this open-concept floor plan seamlessly connects the kitchen, living, and dining areas with direct access to a private balcony. The chef-inspired kitchen showcases a spacious multifunctional island with a water filtration system, sleek cabinets, a 5-burner gas range, and stainless-steel appliances including a brand-new microwave. The luxurious primary suite offers a generous walk-in closet and an en-suite bath with dual sinks, a glass-enclosed shower, and a private water closet. Additional feature