3698 Vision Cmn #414
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
29% of that payment is not the mortgage. The HOA fee alone is $41,520 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,354.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($32,498). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($662 in 2026), not enough for a trend yet. The listing shows $692/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 89 days → some leverage
- Upper floor (fl 4)
- In-unit W/D
- Garage parking
⚠️ Cons
- 11% above model fair value
- HOA $692/mo
🚩 Red flags
Photos
Price history (this unit)
- Jul 14, 2026 — Listed $649,950
Description
Bright, contemporary condo featuring an open and inviting floor plan with abundant natural light, expansive floor-to-ceiling windows, and a spacious private balcony overlooking the community. The stylish kitchen is designed for both everyday living and entertaining, offering a gas cooktop, stainless steel appliances, soft-close cabinetry, generous pantry storage, and plenty of prep space. The spacious bedroom includes a large walk-in closet, while the home also features in-unit laundry, central A/C, elevator access, and secure underground parking with EV charging. Built by renowned luxury builder Lennar, this residence showcases modern architecture and high-quality finishes throughout.…