1711 Milvia Unit A
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
22% of that payment is not the mortgage. The HOA fee alone is $12,120 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,858.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($28,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($202 in 2026), not enough for a trend yet. The listing shows $202/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.4%/yr)
⚠️ Cons
- Older building (1905)
🚩 Red flags
Photos
Price history (this unit)
- Sep 2, 2026 — Listed $575,000
Description
Victorian Farmhouse with high ceilings, great light, and private location set back from the street. This charming one-bedroom, one-bath North Berkeley home offers a surprising sense of privacy and tranquility in the middle of one of Berkeley’s most walkable/bikeable neighborhoods. This home is a cosmetic fixer with character! Most of the hard work has been done: newer foundation, seismic work and deck. This is your opportunity to make it your own. The kitchen opens to a new deck (2026), large enough for entertaining, plus you have your own private backyard just waiting for the gardener in you. Off-street parking and, for additional storage, there is a detached shed. The perfect neighborhood…