1519 Fairview St #2
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $21,420 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,891.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($29,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 3 units of recorded sales at 1519 Fairview St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 41% below its 2020 peak
- On market 52 days → some leverage
- In-unit W/D
- Low HOA (0.7%/yr)
⚠️ Cons
- 13% above model fair value
- Older building (1890)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Aug 20, 2026 — Listed $580,000
- Dec 15, 2023 — Sold (Public Records) $530,000
- Apr 3, 2020 — Sold (Public Records) $975,000
Description
Discover the perfect blend of historic charm and contemporary luxury at 1519 Fairview St #2, a beautiful 2-bedroom, 2-bathroom home nestled in the heart of South Berkeley. Originally part of an 1890 Victorian, this home has undergone a meticulous, down-to-the-studs renovation to fuse architectural glamour with modern comfort. The light-filled interior (621 sq. ft.) features an open-concept layout accented by white oak flooring, marble countertop, and artisan-tiled bathrooms. Designed for comfort, the condo is equipped with individual mini-split A/C systems, in-unit washer & dryer, and high-end finishes throughout. Step outside to an additional 481 sq. ft. of private garden, featuring…