2725 Prince St #10
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $31,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,785.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($28,200). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($530 in 2026), not enough for a trend yet. The listing shows $530/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 17% below model fair value
- On market 92 days → strong negotiating leverage
- Low HOA (1.1%/yr)
⚠️ Cons
- Older building (1916)
- Ground floor
- Only 1 bath
🚩 Red flags
- Listed BELOW its 2022 sale ($705k) → value eroding
Photos
Price history (this unit)
- Aug 20, 2026 — Price Changed $579,000
- Jul 11, 2026 — Listed $595,000
- Jul 7, 2026 — Coming Soon $595,000
- May 20, 2022 — Sold (MLS) $705,000
- May 20, 2022 — Sold (Public Records) $705,000
- May 5, 2022 — Listed $665,000
Description
Live in the heart of Elmwood in this inviting 2-bedroom condo, where one of Berkeley’s most beloved neighborhoods is right outside your door. The thoughtful floor plan offers comfortable, flexible living, with a second bedroom ideal for guests, a home office, or whatever life calls for. The open kitchen connects naturally with the living space, creating an easy flow for everyday living and entertaining. MONTHLY HOA DUES ($530) INCLUDE ALL UTILITIES, building maintenance, and structural insurance, offering exceptional convenience and simplified monthly living. Step outside and enjoy neighborhood cafés, restaurants, shops, and everyday essentials. This versatile Elmwood property is just…