2641 Webster St #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
25% of that payment is not the mortgage. The HOA fee alone is $21,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,361.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($25,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 2 units of recorded sales at 2641 Webster St — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- In-unit W/D
- Low HOA (0.8%/yr)
⚠️ Cons
- Small (585 sf)
- Older building (1927)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $500,000
- Jan 15, 2015 — Sold (MLS) $387,000
- Jan 14, 2015 — Sold (Public Records) $387,000
- Nov 14, 2014 — Listed $400,000
Description
The coziest condo you'll find in the heart of the Elmwood! A fantastic blend of original details and modern updates. Hardwood floors and a beautiful fireplace in the sunlight living room greet you at the entrance. Just off this beautiful space you'll find the bedroom with a large closet and separate in-unit laundry. Both rooms have Mini-Splits for heat and AC and newer double-pane windows ensure a quiet, well insulated home. The kitchen was previously updated with stone countertops, a tiled floor, a dishwasher and a free standing oven with a hood vent. Your deeded parking space is conveniently located right off the back porch and extra storage is just across the back yard. This is one of…