660 Fargo Ave #6
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
32% of that payment is not the mortgage. The HOA fee alone is $37,920 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,165.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($23,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($634 in 2026), not enough for a trend yet. The listing shows $632/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
⚠️ Cons
- HOA $632/mo
- Older building (1965)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 29, 2026 — Price Changed $489,000
- Oct 29, 2026 — Listed $490,000
- Aug 20, 2013 — Sold (MLS) $253,000
- Aug 14, 2013 — Sold (Public Records) $253,000
- Jul 8, 2013 — Listed $230,000
- Aug 9, 2011 — Sold (MLS) $155,000
Description
2 Story End Unit Condominium - Master Bedroom Suite w/Bath & Walk-in Closet - Well maintained Kitchen & Baths - All Appliances stay - Laminate Floors - Living Room - Inside Laundry - All Bedrooms Upstairs - Dual Pane Windows - Wall Air Cond Unit - Easy Access to Shopping & Freeways. beautiful two story town house style condo in gated community and in the heart of the East Bay. Granite counter tops, newer paint. Pool, children's splash area and playground invite to enjoy a sunny day. Conveniently located to shopping mall, restaurants and 580/880 freeways. About 40 minutes by car and train to San Francisco and Silicon Valley. HOA covers water and trash as well as outside maintenance. Home is…