901 Tennessee St #311
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $61,380 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $10,566.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($79,400). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($601 in 2025), not enough for a trend yet. The listing shows $1,023/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 3)
- Low HOA (0.8%/yr)
- Newer build (2019)
⚠️ Cons
- 33% above model fair value
- HOA $1023/mo
🚩 Red flags
- Very high HOA $1023/mo (full-service high-rise)
Photos
Price history (this unit)
- Sep 21, 2026 — Listed $1,588,000
Description
Welcome to 2019-built modern living in the heart of Dogpatch. Part of a boutique community of just 40 residences, this sleek 3-bedroom, 2-bath home strikes a rare balance: an open-concept layout that feels expansive, paired with genuine privacy in each bedroom, including a spacious walk-in closet in the primary's suite. All three bedrooms feature built-in closet organizers, and an in-unit washer and dryer add everyday convenience. Independent parking, private storage, and central heating and air conditioning round out the practical side of the home. The kitchen features a built-in refrigerator and dishwasher, gas cooktop, direct-vented hood, and high-gloss cabinetry. It's sleek, functional…