2068 3rd St #5
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($42,450). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- $/sf under the San Francisco norm ($994 vs $1026)
⚠️ Cons
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
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Description
Contemporary loft living in the heart of San Francisco's vibrant Dogpatch neighborhood! This sophisticated 1-bedroom, 2-bathroom residence offers a thoughtfully designed, open and flexible floor plan that seamlessly blends modern style with everyday comfort. The main level features an inviting great room highlighted by custom wood shelving and a charming rolling library ladder, adding warmth and architectural character to the space. A sleek, modern kitchen is appointed with granite countertops, stainless steel appliances, and a convenient breakfast bar, ideal for both casual dining and entertaining. An adjacent office nook with a cozy fireplace provides a versatile space to work or unwind…