894 Guerrero St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($74,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Bigger than the San Francisco norm (1647 vs 1125 sf)
⚠️ Cons
- Older building (1930)
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
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Description
Perched on the top floor of a handsome Edwardian building in coveted Liberty Hill, 894 Guerrero Street is a light-filled two-bedroom, one-and-a-half-bath residence offering generous scale, timeless character and sweeping Downtown and Bay views. The gracious interior features oversized rooms, soaring ceilings, hardwood floors, elegant crown molding and a wood-burning fireplace. Expansive living and entertaining spaces are complemented by abundant natural light and a flowing floor plan that captures the charm of classic San Francisco architecture while offering comfortable everyday living. One-car parking adds convenience in this sought-after location, just two blocks from Dolores Park and…