22 Appleton Ave
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($44,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 38% below model fair value
- 48% below its 2019 peak
- In-unit W/D
- Garage parking
⚠️ Cons
- Older building (1909)
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2025 sale ($1075k) → value eroding
Photos
Price history (this unit)
- Apr 11, 2025 — Sold (MLS) $1,075,000
- Feb 13, 2025 — Listed $1,175,000
- Sep 6, 2019 — Sold (MLS) $1,725,000
- Sep 6, 2019 — Sold (Public Records) $1,725,000
- Jul 14, 2019 — Listed $1,575,000
Description
Edwardian Elegance Meets Modern Bernal Heights Living. Ideally situated on a peaceful street, this beautifully updated 3-bedroom, 2-bath condominium blends timeless architectural character with thoughtful contemporary improvements. Original details including high ceilings and restored hardwood floors showcase the home's classic Edwardian appeal. The flexible layout offers plenty of possibilities, including a spacious en-suite bedroom and additional rooms that can easily adapt as bedrooms, a home office, dining room, or comfortable living spaces. The remodeled kitchen is designed for both everyday living and entertaining, featuring sleek countertops, a generous island, and stainless steel…