801 Indiana St #159
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $38,220 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $9,147.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($69,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-11-05 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($637 in 2026), not enough for a trend yet. The listing shows $637/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Garage parking
- Low HOA (0.5%/yr)
- Newer build (2009)
⚠️ Cons
- 16% above model fair value
- HOA $637/mo
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Oct 31, 2026 — Listed $1,399,000
Description
This single level, corner unit in the Esprit Park building is extremely rare and equally beautiful with large windows, natural light, and dramatic polished concrete floors that give the home a raw edginess that matches the coolness of Dogpatch! The signature of the home is a perfect floorpan along with the windows that capture the southern and western exposure, and the tree-lined street. There are only three homes with this rare corner floorplan at Esprit Park, and only one has ever been on the market or sold since being originally purchased from the developer. This is a must see for anyone looking for a 2 bedroom, 2 bath condo in Dogpatch. The home feels spacious, has a private patio that…