708 Long Bridge St #713
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
26% of that payment is not the mortgage. The HOA fee alone is $101,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $13,281.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($99,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,696 in 2026), not enough for a trend yet. The listing shows $1,696/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 7)
- In-unit W/D
- Low HOA (1%/yr)
- Newer build (2016)
⚠️ Cons
- 54% above model fair value
- HOA $1696/mo
🚩 Red flags
- Very high HOA $1696/mo (full-service high-rise)
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $1,998,000
- Sep 1, 2020 — Sold (MLS) $1,772,500
- Sep 1, 2020 — Sold (Public Records) $1,772,500
- Aug 16, 2020 — Listed $1,795,000
Description
Welcome to sophisticated city living in this stunning 2-bedroom, 2-bath prime corner unit at the Arden. The grand, open floor plan features a spacious living room with custom cabinetry, framed by two walls of floor-to-ceiling windows showcasing panoramic views of Twin Peaks, Mission Creek and its charming houseboats, Oracle Park, the Bay Bridge, and the city skyline. An expansive balcony off the main entertaining area is perfect for gatherings or simply enjoying golden sunsets. The spacious dining area flows seamlessly into the chef's kitchen. At the heart of the kitchen, an oversized center island offers abundant prep space, an integrated sink, and comfortable seating for six. Other great…