476 Linden St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
23% of that payment is not the mortgage. The HOA fee alone is $55,500 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $11,937.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($89,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($925 in 2026), not enough for a trend yet. The listing shows $925/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.6%/yr)
- Newer build (2017)
⚠️ Cons
- 48% above model fair value
- HOA $925/mo
- Photos look dim — verify light in person
🚩 Red flags
- Only 1 photo — verify condition
Photos
Price history (this unit)
- —
Description
476 Linden is a striking contemporary statement by the renowned Stephen Phillips Architecture. Spread across two thoughtfully designed levels, this residence offers a sophisticated urban sanctuary where sharp, modern lines define the space. The interior flows effortlessly, featuring all the bells and whistles of contemporary livingfrom the cozy glow of the gas fireplace to the consistent comfort of radiant heating throughout. The true showstopper is the massive, exclusive roof deck. Spanning nearly the entire footprint of the building, this expansive outdoor oasis is a rare find, perfectly designed for grand-scale entertaining or quiet evenings taking in the skyline. Inside, the chef's…