3620 19th St #30
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $35,040 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,176.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($46,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($584 in 2026), not enough for a trend yet. The listing shows $584/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 3)
- In-unit W/D
- Garage parking
- Low HOA (0.8%/yr)
⚠️ Cons
- HOA $584/mo
- Only 1 bath
🚩 Red flags
- Listed BELOW its 2014 sale ($960k) → value eroding
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $925,000
- Sep 25, 2014 — Sold (MLS) $960,000
- Sep 24, 2014 — Sold (Public Records) $960,000
- Aug 22, 2014 — Listed $799,000
- Jan 15, 2009 — Sold (MLS) $600,000
- Jan 12, 2009 — Price Changed $639,000
Description
Welcome to your oasis in the Mission! This light and bright condominium at Chelsea Park is moments away from Dolores Park, Bi-Rite market and Tartine bakery. Enjoy everything the Mission has to offer while living in a serene, park-like setting. Sliding glass doors open to a Juliet balcony overlooking landscaped common areas that fill nearly the entire interior of the block. Shared amenities include a pergola, fire pit and barbecue area, providing residents with meticulously maintained spaces to gather. The kitchen features a Bertazzoni range, stainless steel appliances, and granite countertops. The primary bedroom shares the living room's peaceful outlook and offers ample closet space. The…