3249 17th St #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $47,160 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $8,494.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($63,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($786 in 2026), not enough for a trend yet. The listing shows $786/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- In-unit W/D
- Low HOA (0.7%/yr)
- Newer build (2016)
⚠️ Cons
- HOA $786/mo
- Ground floor
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 8, 2026 — Listed $1,275,000
Description
Sunshine, thoughtful design, and skyline views define this modern corner residence in the heart of the Mission. Built in 2016 in an intimate three-residence building, this two-bedroom, two-bath condo pairs an open floor plan with refined finishes and inviting outdoor spaces. Expansive windows bring natural light into the living and dining areas, where hardwood floors, designer lighting, and a gas fireplace create a warm, contemporary setting. The beautifully appointed kitchen features quartz countertops, a generous center island, premium appliances, a wine refrigerator, and abundant cabinetryideal for everyday living and effortless entertaining. The spacious primary suite offers a walk-in…