279 Bartlett St
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $30,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $8,626.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($64,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($500 in 2026), not enough for a trend yet. The listing shows $500/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
- Low HOA (0.5%/yr)
⚠️ Cons
- Older building (1900)
🚩 Red flags
Photos
Price history (this unit)
- Oct 9, 2026 — Listed $1,295,000
- Jun 6, 2014 — Sold (MLS) $1,265,000
- Jun 6, 2014 — Sold (Public Records) $1,265,000
- May 1, 2014 — Listed $995,000
- Jul 28, 2004 — Sold (Public Records) $1,140,000
- Aug 12, 2002 — Sold (Public Records) $732,500
Description
This charming Victorian condo occupies the top floor of a two-unit building, pairing gracious period character with updates for contemporary living. A skylit entry welcomes you into the home, where soaring ceilings and a classic floor plan create an airy sense of scale. Natural light flows throughout the generous living spaces. Exquisite original details abound, from stained-glass transom windows, wainscoting and rosettes to ceiling medallions and original softwood floors. The living room is an inviting place to relax, with a decorative fireplace, built-in shelving, and leafy outlooks toward Bartlett Street. Pocket doors open to a double-parlor bedroom with a custom closet system. Two…