1998 Broadway St #805
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $117,060 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $19,917.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($150,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($1,952 in 2026), not enough for a trend yet. The listing shows $1,951/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Upper floor (fl 8)
- Low HOA (0.8%/yr)
⚠️ Cons
- 111% above model fair value
- HOA $1951/mo
- Older building (1964)
🚩 Red flags
- Very high HOA $1951/mo (full-service high-rise)
Photos
Price history (this unit)
- —
Description
1998 Broadway is one of San Francisco's premier Pacific Heights mid-century building. Upgraded and corner home with wrap around balcony to enjoy fresh air and iconic views.