168 Summit Way
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
20% of that payment is not the mortgage. The HOA fee alone is $20,280 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $9,156.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($68,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($338 in 2026), not enough for a trend yet. The listing shows $338/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Garage parking
- Low HOA (0.3%/yr)
- Newer build (2015)
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Oct 10, 2026 — Listed $1,375,000
- Oct 9, 2026 — Listed $1,375,000
Description
Welcome to 168 Summit Way, where modern elegance and a peaceful hillside setting come together. Built in 2015, this top-floor, luxury townhouse-style condominium offers approximately 1,839 square feet with 3 bedrooms and 2 and a half bathrooms. Beautiful natural light pours through south-facing windows, creating a warm, inviting atmosphere throughout. Striking wood floors add timeless appeal, while the kitchen's stainless steel Viking appliances and generous upscale cabinetry bring style and function to everyday living. The primary suite offers a relaxing retreat, complete with a custom closet by Inspired Closets and a private patio overlooking the San Francisco Golf Club, a lovely setting…