630 Thomas L Berkley Way #619
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
36% of that payment is not the mortgage. The HOA fee alone is $49,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $3,004.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($23,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
2 recorded pointsReconstructed from 9 units of recorded sales at 630 Thomas L Berkley Way — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 6)
- In-unit W/D
- Garage parking
- Newer build (2009)
⚠️ Cons
- 19% above model fair value
- HOA $829/mo
🚩 Red flags
- Listed BELOW its 2021 sale ($610k) → value eroding
Photos
Price history (this unit)
- Aug 14, 2026 — Listed $475,000
- Nov 15, 2021 — Sold (MLS) $610,000
- Nov 15, 2021 — Sold (Public Records) $610,000
- Sep 30, 2021 — Listed $589,000
- Mar 3, 2015 — Sold (MLS) $470,000
- Feb 27, 2015 — Sold (Public Records) $470,000
Description
Your Private balcony is waiting for you with the adorable one bedroom, one bath condominium in Uptown. Perfect for entertaining with the quartz countertops and updated kitchen which flows into the dining and living room. Lots of windows bring in the sunlight and the charm for when you celebrate your new home! Your very own washer and dryer in-unit! Courtyard with BBQ is on the 5th floor, Fitness Room is on the 2nd Floor and a dog run is ready for our furry friends on the 1st floor. Parking is included! EV Charging Station Available. HOA also includes Webpass for your high speed internet! Uptown Place is two blocks away from BART and walking distance from Lake Merritt and all of the Uptown re