931 Edy Ln
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
21% of that payment is not the mortgage. The HOA fee alone is $11,880 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,010.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($29,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($198 in 2026), not enough for a trend yet. The listing shows $198/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 117 days → strong negotiating leverage
- In-unit W/D
- Garage parking
- Low HOA (0.4%/yr)
⚠️ Cons
- Verify HOA docs & condition in person
🚩 Red flags
Photos
Price history (this unit)
- Jun 15, 2026 — Listed $598,000
Description
Discover modern living at its finest in this stunning contemporary condo, built in 2021 and centrally located in the heart of West Oakland. This stylish home features two spacious bedrooms and 2.5 baths, thoughtfully designed for comfort and functionality. The chef’s kitchen is a true showstopper, boasting a dramatic 13-foot marble island, upgraded Bertazzoni appliances, and abundant cabinetry—perfect for cooking, entertaining, and gathering. The primary suite offers a serene retreat with a walk-in closet and a luxurious spa-like bath, while the second bedroom enjoys its own private ensuite, ideal for guests or a home office. Additional highlights include an upstairs laundry area, a two-car…