850 W Grand Ave Unit B
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
35% of that payment is not the mortgage. The HOA fee alone is $36,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,469.
FHA approval has expired on this project. An FHA buyer cannot use it today, and the fact that it once qualified and then stopped is worth asking the board about. Plan on a conventional loan — 5% down at the very least.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($492 in 2025), not enough for a trend yet. The listing shows $600/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 17% below model fair value
- In-unit W/D
- Garage parking
⚠️ Cons
- HOA $600/mo
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
- Aug 21, 2026 — Listed $389,000
- Mar 22, 2025 — Rental Removed $1,975
- Mar 20, 2025 — Listed for Rent $1,975
- Mar 19, 2025 — Rental Removed $1,975
- Feb 18, 2025 — Price Changed $1,975
- Feb 11, 2025 — Price Changed $2,225
Description
Welcome to stylish, low-maintenance living in the heart of West Oakland! This beautifully updated loft-style condo features one bedroom plus a versatile bonus room staged as a second bedroom, offering the flexibility to create a guest room, home office, or creative space. The bright, open-concept floor plan is filled with natural light from oversized windows and features fresh interior paint, modern vinyl flooring, an updated kitchen and bathroom, and the convenience of an in-unit washer and dryer. Perfect for relaxing or entertaining, this inviting home places you near the best of Oakland’s vibrant culture, including incredible street art, restaurants, bars, theaters, and Lake Merrit