4395 Piedmont Ave Unit P208
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
35% of that payment is not the mortgage. The HOA fee alone is $42,240 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,613.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($19,350). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($704 in 2026), not enough for a trend yet. The listing shows $704/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Newest/most modern building (2007) — modern kitchen, hardwood, elevator
- Hills-view roof deck; prime Piedmont Ave
- Most likely to be FHA-warrantable
- On market 260 days → negotiating leverage
⚠️ Cons
- 51% above comps (but new construction earns a premium)
- Small (630 sf, priced high)
- HOA $704/mo
🚩 Red flags
Photos
Price history (this unit)
- Jun 29, 2026 — Listed $424,999
- Jul 22, 2014 — Sold (Public Records) $399,000
- Feb 8, 2008 — Sold (Public Records) $350,000
Description
AMAZING OPPORTUNITY! Modern Comfort in the Heart of Piedmont Avenue Welcome to Il Piemonte — a boutique 26-unit community wrapped around a serene, landscaped courtyard. This stylish one-bedroom condo combines contemporary design with unbeatable location. Step into a spacious great room with soaring ceilings, oversized windows that flood the space with natural light, and wide plank flooring throughout. The expanded, modern kitchen features quartz countertops, stainless steel appliances, and elegant glass-front cabinets — perfect for cooking at home or hosting friends. The utility closet has hookups for your washer and dryer. The quiet bedroom overlooks the courtyard and includes a generous…