3501 35th Ave #7
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $22,620 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,931.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($21,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($377 in 2026), not enough for a trend yet. The listing shows $377/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 124 days → strong negotiating leverage
- In-unit W/D
- Low HOA (1%/yr)
⚠️ Cons
- Ground floor
🚩 Red flags
- Listed BELOW its 2020 sale ($470k) → value eroding
Photos
Price history (this unit)
- Jun 11, 2026 — Listed $450,000
- Jun 6, 2026 — Coming Soon $450,000
- Oct 2, 2020 — Sold (MLS) $470,000
- Oct 2, 2020 — Sold (Public Records) $470,000
- Aug 14, 2020 — Price Changed $480,000
- Jul 8, 2020 — Listed $485,000
Description
Welcome to this beautifully updated 2-bedroom, 1.5-bath condominium nestled in Oakland's vibrant Laurel District, a neighborhood celebrated for its local charm, walkability, and strong sense of community. Thoughtfully designed for comfortable, low-maintenance living, this inviting home features an open and functional floor plan filled with abundant natural light. The updated kitchen flows seamlessly into the living and dining areas, creating an ideal space for everyday living and entertaining. Luxury vinyl plank flooring extends throughout the home, while the cozy wood-burning fireplace adds warmth and character to the main living space. Additional upgrades include an in-unit laundry area…