3477 Boston Ave #4
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
28% of that payment is not the mortgage. The HOA fee alone is $22,740 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,686.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($19,900). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($379 in 2026), not enough for a trend yet. The listing shows $379/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 25% below its 2003 peak
- On market 171 days → strong negotiating leverage
- Low HOA (1.1%/yr)
⚠️ Cons
- Older building (1920)
- Ground floor
- Only 1 bath
🚩 Red flags
Photos
Price history (this unit)
- May 26, 2026 — Price Changed $398,000
- Apr 23, 2026 — Listed $448,000
- Sep 22, 2010 — Sold (Public Records) $378,000
- Sep 15, 2004 — Sold (Public Records) $244,000
- Nov 10, 2003 — Sold (Public Records) $530,000
Description
Top floor sun-splashed 2 Bedroom and 1 bath updated condo is advantageously close to the Dimond District popular spots. The open floor plan of the Kitchen, Living and Dining areas lend to a flexible lifestyle in the 1986 constructed all electric wing of complex. The updated kitchen is a chef’s delight with stainless-steel appliances, subway tile backsplash and quartz counters. The unit includes two generous sized bedroom retreats with large closets. Located just blocks to Farmer Joe’s, La Farine Bakery, Peet’s Coffee, Bombera Restaurant and many other neighborhood shops and restaurants. Enjoy recreation, relaxation and play with the nearby Diamond Park’s multiple amenities. Conveniently…