222 Broadway #914
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
42% of that payment is not the mortgage. The HOA fee alone is $64,980 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,755.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($21,750). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
6 recorded pointsReconstructed from 22 units of recorded sales at 222 Broadway — every recorded sale carries its HOA fee and date. No listing site shows this.
We have a few recorded HOA fees for this building but not yet enough to call a reliable trend, so these are the raw points — no rate implied. Its documents fill in the reserve health and assessment risk.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- Upper floor (fl 9)
- In-unit W/D
- Garage parking
- Newer build (2009)
⚠️ Cons
- 19% above model fair value
- HOA $1083/mo
🚩 Red flags
- Very high HOA $1083/mo (full-service high-rise)
Photos
Price history (this unit)
- Aug 11, 2026 — Listed $435,000
- Mar 7, 2014 — Sold (MLS) $421,000
- Mar 7, 2014 — Sold (Public Records) $421,000
- Feb 6, 2014 — Listed $419,000
Description
Perched on the quieter north side of The Ellington, this sophisticated one-bedroom, one-bath end-unit condominium pairs striking city views with effortless Jack London Square living. With neighbors on only one side the home offers a welcome sense of privacy in the heart of the waterfront district. Elevated ceilings, hardwood floors, and floor-to-ceiling windows create a bright, modern interior framed by Oakland’s skyline. The open kitchen features generous granite countertops, Bosch stainless-steel appliances, and a breakfast bar that connects naturally with the living area. The spacious bedroom includes a large walk-in closet and direct access to a private balcony. Central heating an