200 Caldecott Ln #206
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
37% of that payment is not the mortgage. The HOA fee alone is $43,140 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,335.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($17,250). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
✅ Fairly steady · +5.6%/yrReconstructed from 6 units of recorded sales at 200 Caldecott Ln — every recorded sale carries its HOA fee and date. No listing site shows this.
These dues have held relatively steady (about +5.6%/yr over 3 years across 6 units) — a good sign. Only the reserve study confirms the building is keeping up with its big-ticket repairs.
🏢 Get this building's full reserve & assessment report — free →✅ Positives
- 32% below its 2021 peak
- On market 53 days → some leverage
- Garage parking
⚠️ Cons
- HOA $719/mo
🚩 Red flags
- Listed BELOW its 2021 sale ($511k) → value eroding
Photos
Price history (this unit)
- Aug 19, 2026 — Listed $345,000
- Jul 23, 2021 — Sold (MLS) $511,000
- Jul 23, 2021 — Sold (Public Records) $511,000
- Jun 16, 2021 — Listed $499,000
- Dec 15, 2004 — Sold (MLS) $369,000
- Dec 15, 2004 — Sold (Public Records) $369,000
Description
Nestled in the beautiful Oakland Hills, this perfectly sited residence is in the gated community with a pool of the Parkwoods on Caldecott Lane. offers an open floor plan with a gas fireplace, a private balcony, and oversized windows overlooking verdant hills, nature, and the multi-million dollar homes of the Claremont Hills. The spacious primary suite includes a walk-in closet, a spacious vanity, and sliding doors to its own patio shared with the main living area. The unit also offers in-unit laundry, ample storage, and one deeded parking space. The Parkwoods is a wonderful resort-style, pet-friendly community that includes an outdoor swimming pool, spa, sauna, well-equipped gym, large…