6426 Benvenue Ave #1
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $19,980 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,397.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-08-20 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($462 in 2025), not enough for a trend yet. The listing shows $333/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Low HOA (0.6%/yr)
⚠️ Cons
- 64% above model fair value
- Older building (1923)
- Ground floor
🚩 Red flags
Photos
Price history (this unit)
- Aug 19, 2026 — Listed $699,000
- Jul 26, 2018 — Sold (MLS) $703,000
- Jul 26, 2018 — Sold (Public Records) $703,000
- Jun 13, 2018 — Listed $499,000
Description
They don’t build them like this anymore. This sun-filled, quietly elegant condo—with exclusive-use outdoor space—is set on a beautiful tree-lined block at the crossroads of Rockridge and Elmwood. Surrounded by grand homes, 6426 Benvenue Ave. #1 reminds you what character actually looks like. Walls of windows fill the living room with natural light, creating a space that feels warm and alive throughout the day. French doors connect the living room and bedroom, allowing the entire home to flow beautifully. An original fireplace, hardwood floors and built-ins add the kind of period detail that gives an older home its soul. The eat-in kitchen is the kind of place where a slow