1889 Chantilly Ln
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
27% of that payment is not the mortgage. The HOA fee alone is $34,800 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $4,553.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($34,000). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($580 in 2026), not enough for a trend yet. The listing shows $580/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- 96% below its 1996 peak
- In-unit W/D
- Garage parking
- Low HOA (1%/yr)
⚠️ Cons
- 13% above model fair value
- HOA $580/mo
- Photos look dim — verify light in person
🚩 Red flags
Photos
Price history (this unit)
- Sep 16, 2026 — Listed $699,999
- Mar 16, 2012 — Sold (MLS) $190,000
- Jan 13, 2012 — Price Changed $209,900
- Nov 16, 2011 — Price Changed $223,900
- Nov 9, 2011 — Price Changed $229,900
- Nov 2, 2011 — Listed $229,000
Description
Welcome to this beautifully updated townhome in The Glen at Hayward Hill. A tranquil gated community. Step inside to discover fresh interior paint, new flooring and light fixtures, a decorative corner brick fireplace, and a cozy breakfast area. The kitchen features granite countertops, a new dishwasher, and a new stove, while the bathrooms have new faucets, mirrors, and hardware. Enjoy the sly light in the primary bedroom with private bathroom and walk in closet. Peaceful views and no rear neighbors from your private balcony. A two-car garage and move-in-ready interior complete the home. The community offers resort-style amenities, including a swimming pool, hot tub/spa, and fitness center.…