1510 E St #22
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
31% of that payment is not the mortgage. The HOA fee alone is $32,760 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $2,825.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($20,950). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($416 in 2024), not enough for a trend yet. The listing shows $546/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- Best $/sf of 5 tracked in Not Listed
- Undervalued once condition & history are priced in
⚠️ Cons
- Photos look dim — verify light in person
🚩 Red flags
- Listed BELOW its 2022 sale ($450k) → value eroding
Photos
Price history (this unit)
- Sep 10, 2026 — Listed $459,000
- Nov 18, 2022 — Sold (MLS) $450,000
- Nov 18, 2022 — Sold (Public Records) $450,000
- Oct 12, 2022 — Price Changed $448,000
- Sep 9, 2022 — Listed $498,000
- Aug 10, 2021 — Sold (MLS) $455,000
Description
Spacious. Move-In Ready. Connected to Everything Hayward Has to Offer. Welcome to 1510 E St #22, where comfortable, spacious living meets the convenience of an evolving East Bay community. This move-in-ready 2-bedroom, 2-bath condominium offers approximately 1,120 square feet of thoughtfully designed living space — providing the room you want without the upkeep of a single-family home. From the moment you step inside, the generous floor plan creates an inviting sense of space. The bright living area offers plenty of room to relax and entertain, while large bedrooms provide the flexibility today's buyers are looking for — whether you need a home office, guest room, or simply extra personal…