38717 Huntington Cir
Higher is a better buy. 50 is "priced about right for what it is". The last step curves the raw advantage onto 0–100, so points stop being one-for-one at the extremes.
💵What this unit actually costs per month
24% of that payment is not the mortgage. The HOA fee alone is $33,000 over five years — money that buys you no equity. A calculator that defaulted the fee to zero would have quoted you $6,201.
Not FHA-approved. No 3.5%-down FHA financing on this unit, so the realistic floor is a 5%-down conventional loan ($46,444). Common for small associations and not a defect on its own, but it does remove FHA buyers from your resale pool.
Minimum realistic down payment here: 5% · verify on HUD's lookup
Rate is the Freddie Mac PMMS 30-year average for the week of 2026-10-08 — a national survey figure, not a quote. Tax, insurance and closing costs are estimates; your own Loan Estimate is the real number.
This building's HOA fees
We haven't reconstructed a multi-year fee history for this building yet. We have one recorded fee on file ($550 in 2026), not enough for a trend yet. The listing shows $550/mo today. Upload its HOA docs and we'll build the full reserve & special-assessment report — free.
🏢 Get this building's free HOA report →✅ Positives
- On market 48 days → some leverage
- Garage parking
- Low HOA (0.7%/yr)
⚠️ Cons
- 17% above model fair value
- HOA $550/mo
🚩 Red flags
Photos
Price history (this unit)
- Aug 25, 2026 — Listed $949,888
- Aug 24, 2026 — Listed $949,888
- Mar 28, 2025 — Sold (MLS) $900,000
- Mar 28, 2025 — Sold (Public Records) $900,000
- Feb 25, 2025 — Price Changed $925,000
- Feb 11, 2025 — Listed $969,000
Description
Welcome to 38717 Huntington Cir, Fremont, CA 94536, a beautifully updated end-unit townhome located in the desirable Mission District of Fremont. This inviting 3-bedroom, 2.5-bathroom home offers approximately 1,284 square feet of comfortable living space with a bright and functional floor plan. Recent updates include brand-new luxury vinyl plank flooring throughout, fresh interior paint, and modern finishes. The remodeled kitchen provides a stylish and practical space for everyday cooking and entertaining. As an end unit, the home offers added privacy and a desirable location within the community. Enjoy the convenience of a 1-car garage and easy access to local schools, shopping, dining…